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Advantage Tracker Mortgage

This mortgage aims to help with the early years of your mortgage payments by providing you with a discounted interest rate.



  • Possibility of early repayment (fully or partial) with no fees or penalties.

  • Maximum loan repayment is 30 years.

  • Reduced legal and valuation fees. 

  • Two weeks approval. 

What can you expect?

Here is an illustrative example of a mortgage with a £140,000 amount borrowed for 30 years year on a 5 year Tracker mortgage rate.

  • 5.95% Interest rate years 1-5.
  • 7.75% Interest rate for duration.
  • £500 early repayment admin fee for full repayment. (After year 5).
  • £834.88 monthly repayment years 1-5. 
  • £983.40 monthly repayment for duration.

You will need to consider other costs such as the arrangement fee (£400).

Fixed Rate Mortgage

Our fixed rate mortgage product allows you to keep the same interest rate for a term of 5 years. If Bank of England Base Rate increases or decreases within the fixed rate period duration your interest rate will remain the same. At the end of the fixed rate period, if you wish to switch to another product there is a switch fee of £999.00.



  • Available on a maximum LTV of 100%.

  • Maximum loan repayment is 30 years.

  • Reduced legal and valuation fees.

  • Two weeks approval.

Rates and illustration available on request.