Please be advised that technical maintenance is scheduled for Saturday 10 May 2025.
Netbank will be unavailable from 8:00 AM to 11:59 PM CET.
We apologise for any inconvenience this may cause and thank you for your understanding.
Buying your first home is an exciting milestone, and we're here to make the journey as smooth and enjoyable as possible. We understand that purchasing a home is a significant decision, and we're committed to providing you with the guidance and support you need every step of the way.
Before you start house hunting, determine how much you can afford. Consider your income, monthly expenses, and how much you can comfortably pay each month for a mortgage
Research the areas you're interested in and look for a neighbourhood that fits your needs and lifestyle.
Start saving early for your deposits. The more you can put down, the less you need to borrow, which can lower your monthly payments.
Whether it’s a fixed-rate or tracker-rate mortgage, each has its pros and cons. Consult with a mortgage planner to choose the best option for your financial situation and long-term goals.
A rate that won't change for a specified period of time. The benefit of a fixed rate mortgage is that you will not be affected by rising or falling interest rates for a set period of time.
If you are looking for a variable rate mortgage that tracks base rate for the whole loan term, and which will allow you to make unscheduled overpayments without penalty.
Please be advised that technical maintenance is scheduled for Saturday 10 May 2025.
Netbank will be unavailable from 8:00 AM to 11:59 PM CET.
We apologise for any inconvenience this may cause and thank you for your understanding.