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Lombard Lending

We offer a range of credit facilities including overdrafts, loans, and derivatives, all secured by a charge over your liquid assets such as cash, equities, bonds, and funds held with us.

Benefits of Lombard Lending

In the right circumstances, borrowing against the value of your liquid assets can offer a fast, flexible solution to meeting your cash flow needs.

Borrowing against liquid assets offers you access to finance without having to sell your investments in order to get access to cash.

Lombard facilities can offer you a cash management solution without having to amend your long-term investment strategy.

Facilities are typically revolving, meaning that amounts repaid can be re-drawn and you only pay interest on drawn amounts.

Availability

We will consider a number of factors when making a Lombard facility available, including the purpose of the loan, your investment knowledge and experience, the type of assets you hold and your wider financial position in the event that you take up a Lombard facility with us.

Key risks what you need to know

Although Lombard facilities can allow you to gear (leverage) your investment, improve returns and diversify your portfolio, please note that this strategy is not suitable for everyone.

Your case is unique, every time.There is no “one-size-fits-all” when it comes to investments. Even though we present a diverse range of robust investment solutions on this web page, there is no guarantee that any one of them is appropriate and suitable for your specific needs and objectives. We recommend that any investment decision is based on professional, individual advice, and we are happy to provide exactly that.