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Residential Mortgage

Ready for your dream home?

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Explore Our Mortgage Options for Your Home Needs

Discover the perfect path to homeownership with us. We have a range of residential mortgage products and expert guidance to help you make your dream home a reality.

Maximum Loan-to-Value (LTV) ratio of 85%

Fixed Mortgage

A rate that won't change for a specified period of time. The benefit of a fixed rate mortgage is that you will not be affected by rising or falling interest rates for a set during your fixed term. 

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Flex Mortgage

Our Flex Mortgage is a variable rate, which tracks the Bank of England Base Rate for the life of the mortgage. It also offers unlimited overpayments without penalty.

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Key stages in the process

Your mortgage process doesn't have to be complicated, our easy to follow illustrations are here to guide you on the steps.

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Reference rate
The reference rate for our sterling variable rate mortgage is based on the Bank of England base rate which is currently 4.25%. The Bank of England base rate is also published on the Bank of England's website


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Summary of key terms

Understanding key terms is essential for making informed decisions about your finances. Learn more about the jargon associated with banking.

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Payment difficulties?

We understand that circumstances can change and if they do, you can come and talk to us. Our goal is to understand and resolve any payment difficulties you may experience. We will also be open and honest with you. 

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