Flex savings - Investing and saving in one solution

Flexible and simple savings solution in an actively handled pool investment

Flex Savings has been designed for those who wish to save for later in their lives, for instance for a pension scheme, for a boat or for a house, in an easy, flexible and transparent way – without any hidden costs. Your deposit will be invested in a pool which matches your investment profile.

Flex Savings is a special opportunity of combining investing and saving. Your deposit will be placed in a pool which matches your investment profile.

Advantages to you:

  • No tie-up period
  • Low minimum initial deposit
  • You can adjust your deposit on an ongoing basis
  • You may withdraw your money whenever you wish
  • You can follow your savings in the Netbank
  • Your investments will be handled by specialists
  • You may obtain a reasonable return

How Flex Savings works

  1. We determine your investment profile
  2. You deposit an amount every month or every quarter
  3. The amount is invested in the pool that matches your profile

Savings that are simple and easy to understand

Flex Savings makes it easy for you to save. You decide the term of your savings and it is always possible to withdraw your money. You can also adjust your deposit on an ongoing basis. In this way, you will all the time have an overview of the development of your savings via netbank. You may also choose to start your savings with a larger one-off payment. This will increase your return potential and make it possible to obtain a discount on the annual account fee.

Pools

Your deposit will be invested in a pool on an ongoing basis. Below you can see the six pools and their distribution of risk between equities and bonds:

Funds Bonds Equities Risk
Jyske Invest Income Strategy 100% 0% Low to medium
Jyske Invest Stable Strategy 80% 20% Low to medium
Jyske Invest Balanced Strategy 60% 40% Medium
Jyske Invest Dynamic Strategy 40% 60% Medium to high
Jyske Invest Growth Strategy 20% 80% High
Jyske Invest Aggressive Strategy 0% 100% High

Specialists

No matter which pool you choose, you leave the ongoing decisions to experienced portfolio managers of Jyske Invest International who professionally and actively manage the underlying investments. Consequently, you do not have to monitor the increasingly complex financial markets yourself. Your investment will be diversified with the aim of achieving the best possible relation between risk and return – and you gain easy access to markets which may otherwise be cost-intensive

Idea behind the pools

The pools (or strategy funds) are portfolio products like all other funds offered by Jyske Invest International. What differentiates them from the other funds is that they may contain various types of equities and various types of bonds. The pools may, for instance, include equities from various countries, various sectors, developed-market bonds, emergingmarket
bonds and corporate bonds.

Read more about the strategy funds at jyskeinvest.com

Would you like to learn more?

If you wish to see a specific example of the possible performance of your personal savings, please contact us. We are looking forward to hearing from you. Contact your Relationship Manager at Trusted Novus Bank.